TruStage AD & D, Auto and Home, Life & Health
You trust your credit union to offer products and services to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage Insurance Program.
If you haven’t compared insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.
Get your free quote today.
TruStage‚™ Insurance programs are offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
Credit Life & Disability Insurance
Credit Life & Credit Disability Payment Protection: Credit Life and Credit Disability are affordable products designed to pay the loan balance off (up to contract limits) in the event of death or make the loan payment if you are disabled. Maximum life protection is $50,000 per loan. Life coverage ends at age 66.
The Maximum monthly disability benefit is $600 and you must be working 25 hours per week on the loan advance to be eligible for coverage. Maximum aggregate disability benefit is $50,000 per loan.
Guaranteed Auto Protection (GAP)
GAP is the difference between the actual cash value of a vehicle, as established by your auto insurance company (or if none, by the NADA), and the vehicles unpaid net balance or the contract required to clear the outstanding contract balance, up to a maximum of $50,000. GAP can also cover your auto insurance deductible up to $500.00.
How Do I Get GAP Protection?
Simply ask for GAP acceptance form, no separate cash payment is required, since the cost for GAP can be added to your loan. With GAP, you can help assure that you’re not held responsible for unmanageable liability between your loan or lease obligation and what your auto insurance company will pay*.
*This is an outline for Guaranteed Auto Protection (GAP). This is not a guarantee, an offer to sell or a solicitation. GAP is not available in all states. For availability, coverage terms, limitations and exclusions, refer to the actual agreement.
Mechanical Breakdown Insurance
With Mechanical Breakdown Coverage you’re always prepared for the unexpected… so you can drive worry-free knowing you’re fully protected from costly service repairs no longer covered by the manufacturer’s warranty. Interstate Assure Guard can help car buyers protect their new investment with an extended service contract.
Factory and Dealer warranties are important but many times are limited to major components and expire quickly. Interstate Assure Guard protection plans offer extensive coverage of your vehicle so you can drive away knowing that most breakdowns will be handled quickly. We have put together a national extended service contract program good all over the United States and Canada for both new and used vehicles. This program provides comprehensive coverage, terms, and deductibles designed for maximum flexibility. It is backed by a financially stable A rated insurance company, rated by A.M. Best Rating Company.
Benefits Include:
- Coverage available for your ‘newly’ purchased vehicle.
- Discounted Credit Union prices.
- ‘No Hassle’ Direct Payment – no reimbursement forms.
- Premiums added to amount financed.
- $0 deductible
- Coverages Transferable
