Rates

Find all our rates below by just a click of a button!

Available limits are based on your credit limit score.

Term Rate APR*
12 Months 8.00%
24 Months 9.00%
36 Months 10.00%
48 Months 11.00%
60 Months 12.00%

All individual rates may vary; rates are determined by each individual's credit history.

Revolving Credit Available. The dollar amounts available are the same as personal loans at 8.49%.

Auto Loans

Term Rate APR*
36 Months 4.19%
48 Months 4.19%
60 Months 4.19%
72 Months 4.59%
84 Months (+ $25k Financing) 5.39%

Term Rate APR*
36 Months 5.59%
48 Months 5.59%
60 Months 5.59%
72 Months 5.79%
84 Months (+ $25k Financing) 5.99%

Term Rate APR*
36 Months 5.79%
48 Months 5.79%
60 Months 5.79%

Term Rate APR*
36 Months 6.19%
48 Months 6.19%
60 Months 6.19%

Term Rate APR*
36 Months 8.50%
48 Months 9.00%
60 Months 9.50%
66 Months 10.00%

Motorcycles

Term Rate APR*
60 Months 5.25%
72 Months 5.50%

Term Rate APR*
2018 and Newer/72 Months 6.25%
2016-2017/60 Months 6.25%
2004-2015/48 Months 6.25%

Boats

Boats

Term Rate APR*
2018 and Newer/72 Months 7.75%
2016-2017/60 Months 8.50%
2004-2015/48 Months 8.25%

Recreational Vehicles

 

Term Rate APR*
120 Months

+ $20k financing

 7.75%
72 Months

< $20k financing

 7.25%

+ $20k Financing

Term Rate APR*
120 Months

+ $20k financing

 8.75%
72 Months

< $20k financing

 8.25%

Term Rate APR*
60 Months 8.25%

ATV, Dirt Bikes, Trailers and Mowers

Term Rate APR*
36 Months 3.49%
48 Months 4.49%
60 Months + $5k Financing 6.49%
72 Months + $10k Financing 7.49%

Regular Share

Members are to have a minimum of $5.00 in their regular shares. This is your share of the Credit Union. This amount does not earn dividends.

Dividends declared quarterly

Term Rate APR*

Balance APY*
$6.00 - $999.99 0.75% - 0.75%
$1,000.00 - $1,999.99 0.75% - 0.75%
$2,000.00 - $3,999.99 0.75% - 0.75%
$4,000.00+ 0.75% - 0.75%

IRA Accounts

Dividends declared quarterly

Members are to have a minimum of $5.00 in their regular shares. This is your share of the Credit Union. This amount does not earn dividends.

Dividends declared quarterly

Balance        APY*
$0.00 - $999.99 1.10% - 1.10%
$1,000.00 - $1,999.99 1.10% - 1.10%
$2,000.00 - $3,999.99 1.10% -1.10%
$4,000.00+ 1.10% - 1.10%

Share Certificates

Minimum deposit of $500.00. Rates change weekly. Please ask tellers for current rates. We offer 3 months, 6 months, 12 months, 18 months, 24 months, and 36 months.

Funds Manager

Minimum deposit of $500.00. Dividends are paid quarterly on the daily average balance. This account is similar to a 3 month certificate. A lower minimum deposit and no penalty for early withdrawals make this more flexible and user friendly.

Dividends declared quarterly

Balance     APY*
$0.00 - $499.99 0.05% - 0.05%
$500.00 - $4,999.99 0.05% - 0.05%
$5,000.00 - $19,999.99 0.15% - 0.15%
$20,000.00+ 0.25% - 0.25%

Payment Checking

Accounts that drop below $500 during the month will be charged $1.50.

Dividends declared monthly

Balance           APY*
$0.00 - $499.99 0.00% - 0.00%
$500.00 - $4,999.99 0.50% - 0.50%
$5,000.00 - $19,999.99 0.50% - 0.50%
$20,000.00+ 0.50%- 0.50%

Special Account

No minimum balance. 0.75% - 0.75% APY

Other Rates

No minimum balance 1.00% - 1.00% APY

No minimum balance. 0.75% - 0.75% APY

Free draft account.

Special Account

No minimum balance. 0.75% – 0.75% APY

* Annual Percentage Rates
** Annual Percentage Yield

**THESE RATES MAY BE CHANGED AT ANY TIME.
RATE SHEET IS FOR INFORMATIONAL PURPOSES ONLY.**