At Diversified General

Federal Credit Union

checking is made easy.

Checking Accounts

    • NO Opening Deposit
    • NO Minimum Balance
    • NO Per Check Charges
    • NO Monthly Fees
  • Free Visa Debit Card
  • Free Online Banking
  • Payroll Deduction/Direct Deposit
  • Worldwide ATM Access.

Diversified General Federal Credit Union
offers two types of checking accounts:

Share Draft Account is a FREE checking account
with FREE debit card access
and FREE online banking

Payment Checking Account is also a FREE checking account
with FREE debit card access
and FREE online banking.
This account differs from the Share Draft, in that it pays dividends when minimum balances are met. Dividends are paid on balances above $1,000.00, and are declared monthly by the board. Those accounts that drop below $500.00 during the month will be charged $1.50.

Overdraft Protection

At Diversified General Federal Credit Union overdraft protection is available on all checking accounts.
We have a few options to choose from:

    • Open End Line of Credit. Use our low interest line of credit to automatically transfer to cover checks. It only costs $2.00 per incident to transfer. Learn more about our Open End.
    • Any type of savings account can be attached to transfer automatically to cover checks, also only $2.00 per incident to transfer.

Overdraft protection eliminates check overdrafts and NSF fees, protects your credit and provides emergency credit for immediate funds.

Debit Cards

  • FREE Debit cards offered on our FREE checking accounts.
  • Make purchases anywhere VISA is accepted
  • Get cash at thousands of ATM’s worldwide
  • Surcharge FREE at any Co-Op or Alliance One ATM. click below to find a fee-free ATM near you!

To best protect you from debit card fraud, we monitor, and sometimes block, unusual activity on your debit card. In order to avoid inconveniencing you during times that you are traveling, please inform us when you plan to travel far outside of your state or region, and particularly prior to international travel, including Canada. If you have any questions, please call our office at (574) 753-3547. This is part of our commitment to Member security and fraud prevention, and we appreciate your support.

With surcharge-free ATMs, it won’t cost you a penny just to get your hands on your cash. You’ll have savings you can count on, before you even begin to shop. When your credit union is part of CO-OP Network, you have 28,000 convenient, surcharge-free ATMs at your service across the United States and Canada. And when you’re trying to save time, as well as money, that gives you plenty of additional reasons to be glad you’re a credit union member.

Diversified General FCU is also part of the Alliance One network. Alliance One, founded in 1998, is a nationwide cooperative group of credit unions, community banks and thrifts that have joined forces to let their cardholders access each others’ ATMs all over America without having to pay ATM surcharge fees. That cooperative spirit not only gives you more convenient ATMs to choose from, it also leaves those extra fees where it should be – in your account.


NEW DGFCU cash limits on ATM and Debit cards

You can now get more cash out of the ATM with your ATM/debit cards. We are raised the cash limit on your card to $400.00. It will still reset at 3pm. You can still use any ATM, but Co-Op and Alliance One ATMs don’t charge.

Help keep your account secure by signing up for alerts.


Card Alerts

Receive a text message or email when your card is used.

Set custom alerts for transaction types and dollar amounts for:

  • Purchases over a selected amount
  • International purchases
  • Online purchases
  • Declined purchases

You may change your alert preferences at any time.

Cards will be serviced by the Share System branch of Co-Op Financial Services. The ATM cards attached to Regular shares only and Debit are attached to Share Draft accounts and Payment Checking accounts only. ATM NSF fees are $32.00 per incident.

Reorder Checks

When you’re running out of checks, the faster you can get a box of checks the better.  So, why not do it online and get those checks to your house ASAP? All you need is an existing check or the check reorder form in your checkbook. You can always call our office and we would be more than happy to reorder your checks for you. 574-753-3547

When you need to order or reorder checks online, turn to Harland Clarke – a leading check printer trusted by banks and credit unions nationwide. From personal checks to business checks, including safety checks and security checks, we provide the check styles and accessories you’re looking for. We also offer Intuit, Quicken and Microsoft software-compatible business checks and envelopes.